Quick Guide to Understanding Medicare, Medicaid and other payer sources

Having trouble understanding health insurance for seniors? This quick guide offers the basics of Medicare Parts A, B, C and D, Medicaid, private health insurance, Veterans benefits, and long term care insurance in easily understandable language. The book also offers explanations of Medi-gap insurance, the "donut hole", and links to more detailed information.

Written by a Registered Nurse and Senior Care Expert, Angil Tarach-Ritchey not only has educated thousands of aging adults, families, and professionals, she personally spent $88,000 in healthcare expenses getting diagnosed with Sjogren's Syndrome and Chronic Fatigue Syndrome. Her 5 year journey to a diagnosis gives her a unique perspective as a health care professional and patient. Her personal experience initiated the research and motivation to write this book so others can prevent excessive out if pocket costs and save money.

As a bonus the final chapter covers tips on saving on prescription drugs. The costs savings offered in this chapter will more than compensate for the cost of the book!

Many healthcare providers do not notify patients of out of pocket costs prior to services and discharge to rehabilitation facilities or when out of pocket costs will be incurred. Just knowing the basics can prevent thousands in medical bills.